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The Physician’s Guide to Disability & Life Insurance Coverage

About this event

Physicians are often sold insurance policies without fully understanding what is and is not covered. 

In this exclusive Physician on FIRE webinar, Dr. Stephanie Pearson, Managing Director of Earned Insurance, breaks down the physician insurance decisions that matter most. This session will focus specifically on physician disability insurance, life insurance, policy reviews, and understanding the critical details hidden in coverage language, exclusions, riders, and policy limitations. 

Attendees will learn how to:

  • Understand the key differences between physician disability and life insurance coverage options. 
  • Identify common coverage gaps, exclusions, and policy limitations physicians frequently overlook. 
  • Evaluate important disability insurance riders and physician-specific policy features. 
  • Recognize common mistakes physicians make during the insurance application and underwriting process. 
  • Apply practical strategies for reviewing physician insurance policies and making more informed coverage decisions. 

Hosted by

  • External speaker
    E
    Jorge Sanchez, M.D. Physician On Fire

    After donating his kidney to his mother, Jorge Sanchez became a physician. He was a clinical professor at Rutgers University Medical School. As an internist, he practiced hospital medicine and worked with underserved Latino populations and rural healthcare systems. Previously, he co-founded a hospitalist company spanning South Florida, which he successfully exited. He co-founded Alertive.com with Dr. Nirav Shah and sold it to Carbon Health, allowing him to reach FIRE.

  • External speaker
    E
    Stephanie Pearson, MD, FACOG Managing Director, PearsonRavitz Division @ Earned

    Stephanie Pearson, MD, FACOG, brings her deep medical and personal experience to guide physicians in securing disability coverage. After practicing as an OB/GYN, Stephanie faced a career-ending injury that revealed gaps in physician disability insurance. She leveraged that experience to advocate for healthcare professionals—helping them navigate complex policies, protect their income, and avoid the pitfalls she encountered.

Earned

You care for our health. We help you build your wealth.

Earned is a fully integrated, technology-driven financial services firm built specifically for healthcare professionals, their families, and their practices. With a tech-forward, human-led approach, Earned is purpose-built to address the unique financial challenges doctors face — such as high taxes,