About this event
This session provides a practical, real-world look at what it takes to build a fair lending program from scratch—and make it operational in just 12 months. With increasing regulatory expectations, fair lending is no longer a once-a-year exercise—it requires continuous monitoring, clear accountability, and a strong data foundation.
Hear directly from Hudson Valley Credit Union as they share how they built their program, what triggered the effort, and the challenges they faced—from securing internal buy-in to establishing a sustainable, data-driven monitoring framework. Joined by MVA and moderated by Polygon Research, this discussion offers a clear, step-by-step view of how to move from fragmented reviews to an operational, continuous approach.
You’ll learn which metrics matter, how to connect internal and external data, and how to build an effective action loop from insight to decision. The session will also highlight lessons learned—including what didn’t work—and conclude with a practical 90-day starter plan that can be applied immediately.
Whether you are building a program from scratch or strengthening an existing one, this session delivers actionable guidance grounded in real-world credit union experience.
Who Should Attend:
For credit union leaders and practitioners responsible for mortgage lending, compliance, and risk—including Chief Lending Officers, mortgage production leaders, compliance and fair lending officers, risk and audit professionals, and data or analytics teams.
Most relevant for executives and lending leaders looking to build or strengthen a fair lending program with limited resources and move toward a more operational, data-driven approach.
Hosted by
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Team member
Val Buresch Founder & CEO @ Polygon ResearchT
Founder & CEO of Polygon Research. Mortgage banker, CMCP & CMB. Expert in HMDA analytics, fair lending, and housing affordability. Former mortgage strategy & market intelligence leader at Citibank & Bank of America. MBA, University of Maryland.
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External speaker
Melissa Bianco AVP, Fair Lending & Responsible Banking @ HVCUE
Fair Lending & Responsible Banking AVP at Hudson Valley Credit Union, overseeing ECOA, FHA, HMDA, and UDAAP compliance. 20+ years in compliance and real estate law (7 at credit union), specializing in regulatory risk and consumer protection. BS Organizational Communication, Marist University.
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External speaker
John Sweedy Vice President, Fair Lending Officer @ HVCUE
Vice President, Fair Lending Officer at Hudson Valley Credit Union. 10+ years in fintech/banking as strategic compliance leader. Expert in Fair Lending, UDAAP, ECOA programs integrating protection with innovation. Previously led compliance at Tenet Energy and Better Home & Finance.
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External speaker
Scott Moriarty Principal Partner @ Mountain View AdvisorsE
Principal and founding partner of Mountain View Advisors. Former CEO of CUMAnet LLC, led innovative mortgage solutions for credit unions, including digital operations, mergers, and regulatory controls. 20+ years in industry, focused on innovation and operational enhancements. B.S. Economics, Penn State; Filene i3 graduate.
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External speaker
Camryn Hinton Associate Director of Events & Member Relations @ ACUMAE
Polygon Research
The Shape of Mortgage IntelligenceHosted by Polygon Research
Polygon Research builds interactive mortgage market intelligence dashboards using loan-level open data (HMDA, MBS, and more) to help lenders, credit unions, researchers, and regulators perform market analysis in minutes—without downloads, IT setup, or guesswork.
